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Revolving Fund

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Repayment rates have been extremely high (almost 100%). This revolving fund programme in Vietnam compared very favourably with other forms of public support for sanitation, including indicators such as leveraging and effectiveness. Since 2004 this pilot approach has since been scaled up via other World Bank-funded projects and through the Vietnam Bank for Social Policies (VBSP). As of the end of 2011, VBSP had extended 3.5 million loans for water supply and sanitation and 3.1 million facilities had been built. The share of WATSAN loans as a percentage of the overall portfolio has been steadily growing year on year, from 0.86% in 2004 to 7.56% in 2009. Growth in WATSAN loan products is now a key driver of overall portfolio growth – 16% growth in 2011.

 

===Manuals, videos and links===

* [http://www.indiawaterportal.org/articles/microcredit-sanitation-quiet-revolution Microcredit for sanitation: A quiet revolution] A unique microcredit project funded by UNICEF in Erode, Tamil Nadu in which members of self-help groups borrow money from their federation to build toilets in their homes.

===Acknowledgements===

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