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Revolving Fund

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|<font size="3">Go here to To continue reading the full instructional guide: [http://www.unhabitat.org/pmssbooks/93617/getElectronicVersion.aspx?nr=2384&alt=1 Guidelines on Revolving Funds for Community Managed Water Supply Schemes and Construction of Household Toilets in Urban Slums in Madhya Pradesh, India] complete with case studies from India and many samples of official revolving fund forms, receipts, and other documents.</font>

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===Field experiences===

Repayment rates have been extremely high (almost 100%). This revolving fund programme in Vietnam compared very favourably with other forms of public support for sanitation, including indicators such as leveraging and effectiveness. Since 2004 this pilot approach has since been scaled up via other World Bank-funded projects and through the Vietnam Bank for Social Policies (VBSP). As of the end of 2011, VBSP had extended 3.5 million loans for water supply and sanitation and 3.1 million facilities had been built. The share of WATSAN loans as a percentage of the overall portfolio has been steadily growing year on year, from 0.86% in 2004 to 7.56% in 2009. Growth in WATSAN loan products is now a key driver of overall portfolio growth – 16% growth in 2011.

 

===Manuals, videos and links===

* [http://www.indiawaterportal.org/articles/microcredit-sanitation-quiet-revolution Microcredit for sanitation: A quiet revolution] A unique microcredit project funded by UNICEF in Erode, Tamil Nadu in which members of self-help groups borrow money from their federation to build toilets in their homes.

===Acknowledgements===

* [http://www.unhabitat.org/pmssbooks/93617/getElectronicVersion.aspx?nr=2384&alt=1 Guidelines on Revolving Funds for Community Managed Water Supply Schemes and Construction of Household Toilets in Urban Slums in Madhya Pradesh, India]. Water for Asian Cities Programme, Madhya Pradesh, India. November 2006.

* [http://practicalaction.org/improving-womens-status-1 Improving women's status: Managing their own development]. Practical Action.

* Sophie Trémolet, [http://www.gwp.org/Global/About%20GWP/Publications/EUWI/EUWI__SHARE_final.pdf Small-scale finance for water and sanitation]. EU Water Initiative and SHARE - Sanitation and Hygiene Applied Research for Equity. April 2012.

* [http://wspst.org.vn/en/sanitation-revolving-fund/other-activities/sanitation-revolving-fund.html Sanitation Revolving Fund]. Water & Sanitation Programme for Small Towns in Vietnam: development cooperation between governments of Vietnam and Finland.

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